The problem
Payroll settles on a cycle. Work does not.
Between the work and the payment, earned value exists but cannot be used. That interval is what makes short-term credit feel unavoidable.
The model
Supplied to enterprises, not sold to consumers.
01
OEM platform
Enterprises run the service under their own name. ADVASA supplies what sits beneath it.
02
Replacement, not deposit
Replacing deposit-type payroll structures removes the need for employers to pre-fund accounts.
03
Patent protection
Nine issued patents and filings across sixteen countries. Four certificates are reproduced below.
Patents
Nine issued patents and filings across sixteen countries.
Select a certificate to read it full size.
Business